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Pocket change is often such an inconvenience that we can easily forget that it is actually still currency. More than that though, there are a number of innovative ways to put your pocket change to use which don’t always involve spending or saving your coins. 1 – Exercise your brain : There exists a money counting game called Pocket Change http://www.memory-improvement-tips.com/money-counting-game.html which helps you exercise your brain by quickly counting combinations of coins which appear on the screen. The game is designed to help you practice how to quickly count American coins, and so displays combinations of pennies, nickels, dimes, quarters and half dollars. However, it doesn’t matter if you don’t have access to the game because you can use your own pocket change to exercise your brain and sharpen your mathematics skills. You will be surprised by how quickly you can enhance your speed adding skills when you practice regularly, so whenever you find yourself with a pocket or purse...

Are you one of the many millions saddled with spending debts from loans, prepaid credit cards, overdrafts or other forms of borrowing? Are you also one of the 1 in 5 Brits who fail to share financial help date with your partner - or the one in ten who has a secret credit card? If so, it's time to own up - to yourself at least - and take stock of your situation. Personal debt levels have soared in recent years, at a time of recession, spiralling inflation, rising unemployment and poor growth prospects. Many of us are trapped in the reality of negative equity, expensive credit card debts, outstanding loans from the days where business was booming, an ever rising cost of living and little hope of an income raise! If your debts have escalated to problem levels, or you are secretly spending, it could be time to seek help. There are a wide range of personal and independent debt advisers and agencies who can offer confidential, valuable advice on how you can work yourself out of debt. Th...